Bank of India Recruitment 2026 – The Bank of India has announced a notification to recruit Credit Officers in GBO stream. There are 514 vacancies to be filled in this recruitment. Candidates with Any Degree/CA/CMA/CFA/MBA/PgD/Master’s Degree qualifications can apply for this job. Interested and eligible candidates can apply online from 20 December 2025 to 05 January 2026. The detailed eligibility criteria and educational qualifications for Bank of India Careers are given below. Interested candidates can also try RBI Recruitment.
Bank of India Recruitment 2026 – Overview:
| Company Name | Bank of India |
| Job Role | Credit Officers in GBO stream |
| Job Category | Bank Jobs |
| Total Posts | 514 Posts |
| Qualification | Any Degree/CA/CMA/CFA/MBA/PgD/Master’s Degree |
| Experience | 3 – 8 years |
| Salary | Rs. 64,820/- to 1,20,940/- |
| Job Location | Across India |
| Application Start Date | 20 December 2025 |
| Application Last Date | 05 January 2026 |
| Official Website | www.bankofindia.co.in |
Bank of India Careers – Detailed Eligibility:
Educational Qualification:
Credit Officer – GBO Stream (Scale MMGS-II):
- Educational Qualifications: A Degree (Graduation) in any discipline from an accredited University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government has recognized as such.
- Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from an accredited university/ Institution / Board.
- Work Experience: Minimum 3 years’ post-qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks
Credit Officer – GBO Stream (Scale MMGS-III):
- Educational Qualifications: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government.
- Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from accredited university/ Institution / Board.
- Work Experience: Minimum 5 years’ post-qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
Credit Officer – GBO Stream (Scale SMG-IV):
- Educational Qualifications: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. Of India or any equivalent qualification accredited as such by the Central Government AND
- MBA/ PGDBM from accredited University / Institution / Board OR
- Two Years full time Master’s degree in any field from accredited University / Institution / Board OR
- Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from accredited institute.
- Other Preferred Qualification/ Certification: Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/ MSME.
- Work Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
Age Limit (As on 01 November 2025):
- Credit Officer – GBO Stream (Scale MMGS-II): 25 – 35 years
- Credit Officer – GBO Stream (Scale MMGS-III): 28 – 38 years
- Credit Officer – GBO Stream (Scale SMG-IV): 30 – 40 years
Age Relaxation of Bank of India Careers:
- Scheduled Caste/Scheduled Tribe – 5 years
- Other Backward Classes – 3 years
- Persons With Benchmark Disabilities – 10 years
- Ex-servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least five years of military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalided – 5 years
- Persons affected by the 1984 riots – 5 years
BOI Recruitment 2026 – Vacancies: 514 posts
- Credit Officer – GBO Stream (Scale MMGS-II): 418 Posts
- Credit Officer – GBO Stream (Scale MMGS-III): 60 Posts
- Credit Officer – GBO Stream (Scale SMG-IV): 36 Posts
Salary Details:
- Credit Officer – GBO Stream (Scale MMGS-II): Rs. 64,820/- to 93,960/-
- Credit Officer – GBO Stream (Scale MMGS-III): Rs. 85,920/- to 1,05,280/-
- Credit Officer – GBO Stream (Scale SMG-IV): Rs. 1,02,300/- to 1,20,940/-
Selection Process of BOI Careers:
- Selection will be made through an online test and/or personal interview, depending on the number of applicants/eligible candidates.
- If the online test is conducted, the weightage (ratio) of the Online Examination and interview will be at 70:30.
- A candidate should qualify Online Examination and Interview, to be eligible for final selection
Online Exam:
| Name of the Tests | Maximum Marks | Duration |
| English Language | 25 | Composite Time of 120 Minutes |
| Reasoning | 25 | |
| Quantitative Aptitude | 25 | |
| Professional Knowledge relevant to the post | 75 | |
| Total | 150 |
- The above tests, except the Test of English Language, will be available bilingually, i.e. English and Hindi.
- The duration of the examination will be two hours.
- The test in the English language will qualify, i.e., marks obtained in the English language will not be added while preparing the merit list.
- There will be penalties for wrong answers marked in the Objective Tests.
- For each question the candidate has given a wrong answer, one-fourth of the marks assigned will be deducted as a penalty to arrive at the corrected score.
- There is no penalty for unanswered questions.
Merit of Examination:
- The minimum qualifying marks in English Language Test, Reasoning Test, Quantitative Aptitude Test and Professional Knowledge Test will be 35% for General/ EWS candidates.
- Candidates belonging to the Category SC/ ST/ OBC/ PWD, filling in for vacancies reserved for the relevant category, will be entitled to a relaxation of 5% marks in relation to that stipulated for General/ EWS category candidates.
Interview:
- Candidates securing the minimum qualifying marks stipulated for Online Tests and ranking sufficiently high in the order of merit shall be called for Personal interviews.
- If the online examination is not conducted, an adequate number of candidates, as decided by the Bank, will be shortlisted for the interview based on their qualifications, experience, and overall suitability for the post.
- The total marks allotted for the Interview are 100.
Merit of Examination:
- The minimum qualifying marks for the General/ EWS category candidates will be 50% and for SC/ ST/ OBC/PWD is 45% of the total marks
- The candidates called for the interview will be at the ratio of 1:3 to the number of vacancies.
Examination Centres:
- The examination will be conducted online in Ahmedabad, Gandhinagar, Bengaluru, Hubballi (Hubli), Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbature, Dehradun, Delhi/ Delhi NCR, Guwahati, Hyderabad, Vijaywada, Vishakhapatnam, Jaipur, Jammu,Kolkata, Lucknow, Agra, Kanpur, Mumbai, Thane, Navi Mumbai ,Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur and Thiruvananthapuram, Ernakulum.
Application Fees:
- SC/ST/PwD – Rs. 175/- (intimation charges only)
- General & others – Rs. 850/- (application fee + intimation charges)
Payment Mode: The payment can be made using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR or UPI.
How to Apply for Bank of India Recruitment 2026?
All interested and eligible candidates can apply online using the official website from 20 December 2025 to 05 January 2026.
For More Details & To Apply: Click here. (Starts from 20 December 2025)
Important Dates of BOI Careers:
- Submission of On-line application commencing from: 20 December 2025
- Last date for submission of On-line application: 05 January 2026
- Relevant date for Age and Qualification: 01 November 2025
- Tentative Date of Online Examination: Will be advised separately
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